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Modernizing Toronto's Financial Infrastructure with Secure Apps, Data, and AI

Toronto-based delivery backed by global scale—helping financial institutions navigate legacy modernization, ensure OSFI-aligned governance, and deploy secure AI with confidence.
TRUSTED BY

Trusted by Leading Financial Institutions in Toronto and Beyond

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Delivering secure, compliant solutions for Tier-1 banks, credit unions, and fintech innovators across North America.

SOLUTIONS

Enterprise-Grade Delivery for Toronto’s Financial Sector

In a highly regulated landscape, the friction between innovation and compliance is your biggest hurdle. Improving bridges that gap. We partner with Toronto's financial leaders to modernize core systems and deploy AI within secure, auditable frameworks that satisfy both the board and the regulator.

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Application Modernization

Eliminate technical debt and accelerate your roadmap with resilient, cloud-native architecture.

  • Real-Time Payment (RTP) Architecture & Implementation

  • Legacy Core Modernization & Cloud Transformation

  • Secure API Orchestration Across Open Banking Channels

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Data Governance

Move beyond "collecting data" to creating a liquid, governed asset that powers real-time decisioning.

  • Financial Data Fabric & Lakehouse Architecture

  • Automated Lineage for Regulatory Compliance (OSFI/SOC2)

  • Real-Time Analytics for Fraud Detection & Risk Management

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Applied & Responsible AI

Shift from AI experimentation to production-ready Agentic systems with built-in guardrails.

  • Custom GenAI Assistants with Enterprise Security Controls

  • Predictive Modeling for Credit Risk & Customer Propensity

  • Responsible AI Frameworks (Privacy, Ethics & Full Auditability)

PROVEN RELIABILITY

Enterprise Reliability for High-Stakes Environments

In the financial sector, "good enough" is a security risk. Improving combines deep technical expertise with a rigorous focus on compliance. Our strategic cloud partnerships and security certifications ensure that every solution we build—from core banking apps to Agentic AI—meets the stringent audit and governance standards of the modern financial landscape.

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Strategic Assurances for Your Enterprise

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Security-by-Design: Governance and risk mitigation are integrated into the architecture from Day 1—never "bolted on" as a final step.

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Full Regulatory Auditability: Maintain complete transparency through standards-based documentation and rigorous practice trails that satisfy both internal and external auditors.

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Resilient Cloud Infrastructure: Deploy on scalable, enterprise-aligned foundations (Azure, AWS, GCP) that ensure high availability and data sovereignty.

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Repeatable Execution Discipline: Minimize human error through mature, automated delivery processes, comprehensive testing, and standardized CI/CD pipelines.

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Holistic Modernization Partner: A single, trusted team capable of unifying your Apps, Data, and AI roadmap under one cohesive security framework.

CLOUD PARTNERS
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DELIVERY CERTIFICATIONS
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SECURITY CERTIFICATIONS
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OUR IMPACT

Proven Outcomes for Complex Financial Ecosystems

We don’t just deliver technology; we solve the high-stakes friction between legacy infrastructure and modern digital demand. Explore how we’ve helped leading financial institutions across North America achieve measurable velocity while maintaining absolute regulatory integrity.

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Thrivent Enterprise Integration Datastore

Improving partnered with Thrivent to develop the Thrivent Enterprise Integration Datastore (TEID), consolidating data from multiple systems to enhance accessibility, enable real-time updates, and improve user experiences across digital platforms.

Confluent

Kafka

AWS

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Towpath Credit Union Cloud Transformation

Improving partnered with Towpath Credit Union to kick off their cloud transformation through an M365 Enablement Workshop and a phased roadmap. That foundation evolved into an ongoing CSP relationship, helping them modernize infrastructure in Azure, improve productivity, and reduce reliance on on-prem hardware.

Microsoft 365

Azure

PowerBI

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Westfield Insurance Modernization & Integration

Westfield Insurance partnered with Improving to modernize their middleware using Confluent Kafka on AWS, enabling scalable data streaming, self-service APIs, and faster development cycles while empowering internal teams through training and automation.

Confluent

AWS

Terraform

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WHY IMPROVING

The Strategic Advantage for Toronto Financial Leaders

In Toronto's evolving financial landscape, the challenge isn't just innovating—it’s innovating within the bounds of rigorous regulation. Improving provides the high-trust engineering required to modernize core systems and deploy AI while maintaining the security, governance, and auditability your stakeholders demand.

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Accelerated Speed-to-Market without Compromising Compliance

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Seamless Modernization of Fragile Legacy Ecosystems

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Production-Ready AI with Built-in OSFI & SOC2 Guardrails

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Strategic Advisory Led by Senior Enterprise Architects

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Actionable Data Governance for Regulatory Confidence

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Scalable Roadmaps Designed for Phased Execution

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OUR PROCESS

Engineering Predictability - Our 5D Methodology

Enterprise modernization shouldn't be a "black box." Our 5D delivery framework provides the transparency and rigorous structure required for high-stakes financial environments. We ensure that regulatory compliance, security guardrails, and stakeholder alignment are integrated into the process—not added as an afterthought.

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Align stakeholders on outcomes, constraints, and success metrics—then assess systems, data, and risk to define a clear scope. You leave with a practical plan that reduces uncertainty and accelerates delivery.

Create the architecture blueprint, data flows, and security controls needed for compliant, scalable delivery. We define the backlog and priorities so teams can move fast with fewer surprises.

Build in iterative sprints with strong engineering practices, automation, and continuous integration. Security and governance are baked into the work, not bolted on at the end.

Validate progress through regular demos, testing, and measurable outcomes tied to business goals. Feedback loops stay tight so priorities remain aligned and risk stays low.

Release with confidence using automated pipelines, monitoring, and operational readiness. We support go-live and knowledge transfer so the solution is stable, secure, and sustainable.

ABOUT US

Improving - It's What We Do

Improving is a global software engineering and strategy firm specializing in high-stakes digital transformation. By combining our Toronto-based delivery team with a global network of over 2,500 professionals, we provide the localized attention of a boutique firm with the enterprise-grade depth required to modernize the world's most complex financial institutions.

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20+ Global Locations: 2,500+ professionals across a resilient global network.

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Local Toronto Leadership: Dedicated Ontario-based consultants who understand the "Bay Street" regulatory environment.

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Fortune 500 Pedigree: Trusted by the world’s largest financial, energy, and retail brands.

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End-to-End Modernization: Integrated delivery expertise across Apps, Data, and AI within regulated frameworks.

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Conscious Capitalism: A culture of high-trust partnership that prioritizes long-term client success over short-term contracts.

LOCAL LEADERSHIP

Regional Expertise. Enterprise Accountability

Success in the Toronto financial corridor requires more than just technical skill; it requires a partner who understands the local regulatory pulse. Meet the leaders responsible for ensuring your project meets Improving’s high standards of trust and excellence.

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Sean Antonello

VP, Solution Delivery
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Jeff Armstrong

VP, Solution Delivery
CONTACT US

Start a Conversation with Our Toronto Experts

Modernization is a journey, not a transaction. Whether you are navigating legacy core migrations or establishing AI governance, we’re here to share the strategies that are working for Toronto’s financial leaders today. Connect with our local team for a high-value, no-pressure discussion on your roadmap.

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