Trusted by Leading Financial Institutions in Toronto and Beyond
Delivering secure, compliant solutions for Tier-1 banks, credit unions, and fintech innovators across North America.
Enterprise-Grade Delivery for Toronto’s Financial Sector
In a highly regulated landscape, the friction between innovation and compliance is your biggest hurdle. Improving bridges that gap. We partner with Toronto's financial leaders to modernize core systems and deploy AI within secure, auditable frameworks that satisfy both the board and the regulator.
Application Modernization
Eliminate technical debt and accelerate your roadmap with resilient, cloud-native architecture.
Real-Time Payment (RTP) Architecture & Implementation
Legacy Core Modernization & Cloud Transformation
Secure API Orchestration Across Open Banking Channels
Data Governance
Move beyond "collecting data" to creating a liquid, governed asset that powers real-time decisioning.
Financial Data Fabric & Lakehouse Architecture
Automated Lineage for Regulatory Compliance (OSFI/SOC2)
Real-Time Analytics for Fraud Detection & Risk Management
Applied & Responsible AI
Shift from AI experimentation to production-ready Agentic systems with built-in guardrails.
Custom GenAI Assistants with Enterprise Security Controls
Predictive Modeling for Credit Risk & Customer Propensity
Responsible AI Frameworks (Privacy, Ethics & Full Auditability)
Enterprise Reliability for High-Stakes Environments
In the financial sector, "good enough" is a security risk. Improving combines deep technical expertise with a rigorous focus on compliance. Our strategic cloud partnerships and security certifications ensure that every solution we build—from core banking apps to Agentic AI—meets the stringent audit and governance standards of the modern financial landscape.
Strategic Assurances for Your Enterprise
Security-by-Design: Governance and risk mitigation are integrated into the architecture from Day 1—never "bolted on" as a final step.
Full Regulatory Auditability: Maintain complete transparency through standards-based documentation and rigorous practice trails that satisfy both internal and external auditors.
Resilient Cloud Infrastructure: Deploy on scalable, enterprise-aligned foundations (Azure, AWS, GCP) that ensure high availability and data sovereignty.
Repeatable Execution Discipline: Minimize human error through mature, automated delivery processes, comprehensive testing, and standardized CI/CD pipelines.
Holistic Modernization Partner: A single, trusted team capable of unifying your Apps, Data, and AI roadmap under one cohesive security framework.
Proven Outcomes for Complex Financial Ecosystems
We don’t just deliver technology; we solve the high-stakes friction between legacy infrastructure and modern digital demand. Explore how we’ve helped leading financial institutions across North America achieve measurable velocity while maintaining absolute regulatory integrity.
Thrivent Enterprise Integration Datastore
Improving partnered with Thrivent to develop the Thrivent Enterprise Integration Datastore (TEID), consolidating data from multiple systems to enhance accessibility, enable real-time updates, and improve user experiences across digital platforms.
Confluent
Kafka
AWS
Towpath Credit Union Cloud Transformation
Improving partnered with Towpath Credit Union to kick off their cloud transformation through an M365 Enablement Workshop and a phased roadmap. That foundation evolved into an ongoing CSP relationship, helping them modernize infrastructure in Azure, improve productivity, and reduce reliance on on-prem hardware.
Microsoft 365
Azure
PowerBI
Westfield Insurance Modernization & Integration
Westfield Insurance partnered with Improving to modernize their middleware using Confluent Kafka on AWS, enabling scalable data streaming, self-service APIs, and faster development cycles while empowering internal teams through training and automation.
Confluent
AWS
Terraform
The Strategic Advantage for Toronto Financial Leaders
In Toronto's evolving financial landscape, the challenge isn't just innovating—it’s innovating within the bounds of rigorous regulation. Improving provides the high-trust engineering required to modernize core systems and deploy AI while maintaining the security, governance, and auditability your stakeholders demand.
Accelerated Speed-to-Market without Compromising Compliance
Seamless Modernization of Fragile Legacy Ecosystems
Production-Ready AI with Built-in OSFI & SOC2 Guardrails
Strategic Advisory Led by Senior Enterprise Architects
Actionable Data Governance for Regulatory Confidence
Scalable Roadmaps Designed for Phased Execution
Engineering Predictability - Our 5D Methodology
Enterprise modernization shouldn't be a "black box." Our 5D delivery framework provides the transparency and rigorous structure required for high-stakes financial environments. We ensure that regulatory compliance, security guardrails, and stakeholder alignment are integrated into the process—not added as an afterthought.
1. Discover
Align stakeholders on outcomes, constraints, and success metrics—then assess systems, data, and risk to define a clear scope. You leave with a practical plan that reduces uncertainty and accelerates delivery.
2. Design
Create the architecture blueprint, data flows, and security controls needed for compliant, scalable delivery. We define the backlog and priorities so teams can move fast with fewer surprises.
3. Develop
Build in iterative sprints with strong engineering practices, automation, and continuous integration. Security and governance are baked into the work, not bolted on at the end.
4. Demonstrate
Validate progress through regular demos, testing, and measurable outcomes tied to business goals. Feedback loops stay tight so priorities remain aligned and risk stays low.
5. Deploy
Release with confidence using automated pipelines, monitoring, and operational readiness. We support go-live and knowledge transfer so the solution is stable, secure, and sustainable.
Improving - It's What We Do
Improving is a global software engineering and strategy firm specializing in high-stakes digital transformation. By combining our Toronto-based delivery team with a global network of over 2,500 professionals, we provide the localized attention of a boutique firm with the enterprise-grade depth required to modernize the world's most complex financial institutions.
20+ Global Locations: 2,500+ professionals across a resilient global network.
Local Toronto Leadership: Dedicated Ontario-based consultants who understand the "Bay Street" regulatory environment.
Fortune 500 Pedigree: Trusted by the world’s largest financial, energy, and retail brands.
End-to-End Modernization: Integrated delivery expertise across Apps, Data, and AI within regulated frameworks.
Conscious Capitalism: A culture of high-trust partnership that prioritizes long-term client success over short-term contracts.
Regional Expertise. Enterprise Accountability
Success in the Toronto financial corridor requires more than just technical skill; it requires a partner who understands the local regulatory pulse. Meet the leaders responsible for ensuring your project meets Improving’s high standards of trust and excellence.
Sean Antonello
Architecte en chef de solutions SAP
Jeff Armstrong
Directeur Microsoft, solutions industriellesStart a Conversation with Our Toronto Experts
Modernization is a journey, not a transaction. Whether you are navigating legacy core migrations or establishing AI governance, we’re here to share the strategies that are working for Toronto’s financial leaders today. Connect with our local team for a high-value, no-pressure discussion on your roadmap.
